The common myth – especially among first-time buyers – is that you need at least 10% of the property price saved before any lender will consider giving you a mortgage. But that isn’t always the case.
You might be scrolling the pages of estate agent or Rightmove and dreaming. But that is the easy part. Long before you put an offer on your first home, you need to have worked through many steps. Here is our advice.
The UK Mortgage Guarantee Scheme helps first-time buyers and movers purchase with a 5% deposit. Find
The Mortgage Guarantee Scheme: Learn how this 95% LTV mortgage scheme helps first-time buyers and homeowners. Explore eligibility, benefits, and how The Mort

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be between £299-£699.
The Mortgage Dog Ltd (FCA Number 788976) is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. The Mortgage Dog Ltd. is registered in England and Wales under company number 12306191 at the registered address 41a Spout Lane, Washington, NE38 7HP. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority
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