Blogs by The Mortgage Dog

The Mortgage Dog News

First-time buyers guide: Viewing a property

First-time buyers guide: Viewing a propertyBy: Daniel Field Published on: 16/04/2025

When you are buying your first home, it can be daunting going for the viewing. Our tips will help you be prepared so you know what to expect.

AdviceFirst Time Buyer
First-time buyers guide: Viewing a property

What is a loan-to-value ratio?

What is a loan-to-value ratio?By: Daniel Field Published on: 26/03/2025

It is important to understand your LTV (or loan to value ratio) as it is likely impact the interest you pay on your mortgage.

AdviceFirst Time BuyerRemortgageMoving Home
What is a loan-to-value ratio?

Is a 2 or 5 year fixed rate mortgage best?

Is a 2 or 5 year fixed rate mortgage best?By: Daniel Field Published on: 26/02/2025

What is a fixed rate mortgage and should you choose a 2 year or 5 year fixed rate? We look at how it works.

AdviceFirst Time BuyerRemortgage
Is a 2 or 5 year fixed rate mortgage best?

Can first-time buyers get a mortgage with debt?

Can first-time buyers get a mortgage with debt?By: Daniel Field Published on: 14/02/2025

We are often asked, ‘Can first-time buyers get a mortgage if they have debt?’ The answer is, ‘yes’! But it all depends on how much debt you have. Here’s what you need to know.

AdviceFirst Time BuyerBad Credit
Can first-time buyers get a mortgage with debt?

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £299.

The Mortgage Dog Ltd (FCA Number 788976) is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. The Mortgage Dog Ltd. is registered in England and Wales under company number 12306191 at the registered address 41a Spout Lane, Washington, NE38 7HP. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority

To view our Privacy Policy click here

2024 The Mortgage Dog.