Most mortgage advisors charge between 0.3% to 1% of the loan amount.
Some charge a flat fee ranging from £300 to £1,000.
At The Mortgage Dog, we'll always be transparent about our fees during our initial consultation as the exact amount will depend on your circumstances.

Your initial consultation with The Mortgage Dog is completely FREE.
This gives you the opportunity to discuss your needs and understand how we can help before making any commitments.

A mortgage advisor can search the whole market to find the best deal for your circumstances, while banks can only offer their own products. We have access to thousands of mortgage products across multiple lenders, increasing your chances of finding the most competitive rate.

Always be honest with your mortgage broker. Don't withhold information about your income, debts, or credit history. We're here to help, not judge, and need accurate information to find the right mortgage for you.

It's best to speak with a mortgage advisor before you start house hunting. This helps you understand exactly how much you can borrow and what you can afford, making your property search more focused and efficient.

Adviser fees vary, but typically range from £300 to £1,000, or a percentage of your mortgage amount. We'll discuss our fee structure clearly during your FREE initial consultation.

Yes, it's possible to get a mortgage with bad credit. Different lenders have different criteria, and we can help find those who are more likely to consider your application. We have experience working with specialist lenders who focus on helping people with credit challenges. Check out our bad credit section of the website.

While you can apply directly to lenders, a mortgage advisor can save you time, money, and stress by finding the best deals you qualify for and handling the application process. We also have access to broker-exclusive deals you won't find directly.

Both banks and building societies can offer competitive mortgages. What's most important is finding the right deal for your circumstances. As independent mortgage advisors, we can compare products from both banks and building societies to find your best option.