Blogs by The Mortgage Dog

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I can’t get a mortgage – can I?

I can’t get a mortgage – can I?by: Daniel FieldPublished on: 07/09/2026

Many first-time buyers often assume they can’t get a mortgage before they’ve tried. But you might be able to get a mortgage – and you might not. Without having an expert then you’ll never know.

First Time Buyer Advice: Your Guide to Homeownership | The Mortgage Dog
I can’t get a mortgage – can I?

5% deposits are back: Can you now stop renting?

5% deposits are back: Can you now stop renting?by: Daniel FieldPublished on: 26/08/2026

If you think that you’re stuck in a rental because you need a big mortgage deposit, think again. The 5% deposit is back!

AdviceBlogsFirst Time Buyer Advice: Your Guide to Homeownership | The Mortgage Dog
5% deposits are back: Can you now stop renting?

5 first-time buyer mortgage myths

5 first-time buyer mortgage mythsby: Daniel FieldPublished on: 30/06/2026

When you’re a first-time buyer there is a lot for you to think about. And there are a lot of myths about mortgages to contend with, too. But our guide will make it clear before you start looking for your first home.

First Time Buyer Advice: Your Guide to Homeownership | The Mortgage Dog
5 first-time buyer mortgage myths

Don’t fall for the mortgage deposit myth!

Don’t fall for the mortgage deposit myth!by: Daniel FieldPublished on: 02/06/2026

The common myth – especially among first-time buyers – is that you need at least 10% of the property price saved before any lender will consider giving you a mortgage. But that isn’t always the case.

Advice
Don’t fall for the mortgage deposit myth!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be between £299-£699.

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