Mortgage Broker Gateshead | The Mortgage Dog
Friendly, whole-of-market mortgage advice for Gateshead and the surrounding area
Looking for a Mortgage Broker in Gateshead, Tyne and Wear?
Whether you are buying your first home in Low Fell, remortgaging in Whickham, or investing in a buy-to-let near the Quayside, The Mortgage Dog is here to help. We are a whole-of-market mortgage brokerage based just across the River Tyne in Washington, and we have been helping people across Gateshead and the wider North East get the right mortgage since 2017.
We are not tied to any bank or lender. That means we search the entire market to find the deal that works for you, including exclusive rates you simply will not find on comparison sites or the high street.
Cookie and Enya, our quality control team, are keeping a close eye on things as always.
Who We Are?
At The Mortgage Dog, we're not your typical mortgage brokers.
We're passionate about making remortgaging simple, transparent, and stress-free.
Our team sniffs out the best deals, breaks down complex jargon and guides you through every step of your mortgage journey with energy, expertise, and a friendly wag of the tail
You may have to pay an early repayment charge to your existing lender if you remortgage and think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage..
Our Mortgage Services in Gateshead
First Time Buyer Mortgages Gateshead
Getting on the property ladder in Gateshead is a genuinely exciting step. With average house prices sitting around £150,000 to £176,000, Gateshead is one of the most affordable areas in the North East for first time buyers, and that affordability means your deposit goes further and your monthly payments stay manageable.
We will guide you through the entire process from start to finish. From finding out how much you can borrow, to getting your Agreement in Principle in place, to getting your mortgage offer across the line, we are with you every step of the way.
Remortgage Advice Gateshead
If your fixed rate is coming to an end or you are wondering whether now is the right time to switch, we can help. We compare deals across the whole market and give you honest, straightforward advice on whether remortgaging makes sense for your situation right now.
Whether you want to reduce your monthly payments, release equity for a home improvement, or simply find a better rate, The Mortgage Dog will sniff out the best deal available.
Buy to Let Mortgages Gateshead
Gateshead has a strong and growing rental market. Private rents in the area rose by over 6% in the past year, driven by demand from young professionals, families, and people drawn to the area by its regeneration and its proximity to Newcastle. If you are looking to invest in Gateshead property, whether it is your first buy-to-let or you are expanding an existing portfolio, we will find the right mortgage to make your investment work.
Self Employed Mortgages Gateshead
Running your own business should not stop you from getting a great mortgage. We work with lenders who genuinely understand self-employed income, whether you are a sole trader, contractor, or limited company director. We know how to present your application in the strongest possible light.
Bad Credit Mortgages Gateshead
Past credit issues do not have to hold you back from buying or remortgaging. We have access to specialist lenders who look beyond a credit score and consider your full circumstances. If you have been turned down elsewhere, it is worth a conversation with us before you give up.
Moving Home in Gateshead
Upsizing, downsizing, or relocating within Gateshead or the wider North East, whatever your situation, we will take the stress out of the mortgage side of things so you can focus on the exciting part.
Why Use a Mortgage Broker in Gateshead?
Going direct to a bank means you only ever see one lender's products. Going to a comparison site gets you a bit closer but still misses a significant chunk of what is actually out there. Working with The Mortgage Dog gives you the full picture.
Our advisers search across the complete range of lenders, from major high street banks through to specialist providers who do not advertise directly to the public. Whatever your situation, whether you have a complex income, some past credit issues, or are buying a non-standard property, we know which lenders are most likely to say yes and at the best rate available.
We cover every type of mortgage.
First time buyer, home mover, remortgage, buy-to-let, self-employed, and bad credit. We also offer mortgage protection insurance to make sure your home and family are properly covered if the unexpected happens.
And because we work remotely as well as in person, you do not need to travel anywhere. We are just a phone call or video chat away.
The Gateshead Property Market
Gateshead sits on the south bank of the River Tyne, directly across the water from Newcastle and in many ways it offers the best of both worlds.
You get easy access to everything Newcastle has to offer, while house prices remain noticeably lower than on the Newcastle side of the river.
Average house prices in Gateshead sit around £150,000 to £176,000 depending on the area and property type, making it one of the more affordable places to buy in the North East. That said, there is real variety across the borough. Areas like Low Fell and Whickham attract buyers looking for good schools and a more suburban feel, with prices reflecting that desirability. Closer to the river, the Quayside and Baltic Quarter have seen significant regeneration, with modern apartment living and strong demand from young professionals.
The borough is home to some genuinely iconic landmarks. The Angel of the North stands on the southern edge of Gateshead, visible from the A1 and known across the world. The Sage Gateshead and Baltic Centre for Contemporary Art sit on the waterfront, making the south bank of the Tyne one of the most culturally vibrant stretches of the North East. The Gateshead Millennium Bridge connects the Quayside to Newcastle on foot, and the whole riverside area has been transformed over the past two decades into one of the most impressive urban regeneration stories in the UK.
For buyers, Gateshead offers something genuinely different. Affordable prices, strong transport links, a growing rental market, and a riverside location that continues to attract investment and interest.
How It Works
Step 1. Get in Touch
Drop us a message, give us a call, or book a free consultation online. No obligation, no jargon, just a friendly chat about what you are looking to do.
Step 2. We Do the Hard Work
We search the whole market to find the best mortgage for your circumstances. We explain your options clearly and recommend the deal that is right for you.
Step 3. We See It Through
From application to offer to completion, we are with you throughout. We chase things up, liaise with lenders, and keep you in the loop so you are never left wondering what is happening.
Frequently Asked Questions
Unveiling Answers to Your Burning Mortgage Broker Questions in Gateshead
How much can I borrow for a mortgage in Gateshead?
Most lenders will offer somewhere between four and four and a half times your annual income, though this varies depending on your deposit, credit history, and monthly outgoings. With average house prices in Gateshead sitting well below the national average, many buyers find they can borrow comfortably within what most lenders will offer. Use our How Much Can I Borrow calculator to get an idea, or book a free chat with the team.
Can I get a mortgage on a flat near the Gateshead Quayside?
Yes, though flats above a certain height or in certain developments can require specialist lenders depending on the building's cladding status and service charge structure. Following the building safety changes introduced in recent years, some lenders have tightened their criteria on high-rise flats. We know which lenders are comfortable with Quayside and Baltic Quarter apartments and will point you in the right direction.
Can I get a mortgage with a new job?
Yes, in many cases. Some lenders are happy to lend to applicants who have recently started a new role, particularly if you are staying within the same industry. If you are still in a probationary period your options are slightly narrower but they do still exist. We will find the lenders most likely to say yes.
Can we get a joint mortgage if only one of us is working?
Absolutely. Plenty of lenders will consider joint applications where only one applicant is earning. The key factors are the working applicant's income, the amount you want to borrow, and your existing financial commitments. We will match you with the lenders best suited to your circumstances.
Do I need to visit your office?
Not at all. We are based in Washington, just a short drive from Gateshead, and we are happy to meet face to face if that works better for you. Most of our Gateshead clients find it just as easy to deal with us by phone or video call though. It is completely up to you.
Ready to Get Started?
Whether you are just starting to think about buying in Gateshead or you need a mortgage sorted quickly, The Mortgage Dog is here to help. Get in touch today for a free, no-obligation chat.
Testimonials from Gateshead and other North East clients
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be between £299-£699.
The Mortgage Dog Ltd (FCA Number 788976) is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. The Mortgage Dog Ltd. is registered in England and Wales under company number 12306191 at the registered address 41a Spout Lane, Washington, NE38 7HP. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority
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