FREE Decision in Principle!

Know What You Can Afford Before You Start House Hunting

claim your free Decision in Principle

Click below to secure your free DIP.
Our experts will be in contact with you to address all your questions.

What is a Decision in Principle?

A Decision in Principle (DIP), also known as an Agreement in Principle or Mortgage in Principle, is a statement from a lender indicating how much they might be willing to lend you for a mortgage. It's not a guaranteed offer, but it gives you a clear idea of your budget when looking for a new home.

Why Get a Free Decision in Principle With Us?

Quick and Easy Process - Complete our simple online form in just 5 minutes

Zero Obligation - No commitment required and no hidden fees

Soft Credit Check - Won't affect your credit score

Expert Support - Guidance from qualified mortgage advisors

Boost Your Buying Position - Show sellers you're a serious buyer

Transparent Approach: Client-focused service for sustainable and long-term financial success.

How It Works

1. Click To Book A Call

Book in using the button below and the questionnaire will be emailed to you

2. Complete Our Quick Form

Enter your details in our secure online application.

3. Instant Decision

Get your Decision in Principle in minutes, not days, after speaking with us!

2. Complete Our Quick Form

Enter your details and financial information in our secure online application.

Who Have We Partnered with?
- The Mortgage Dog

The Mortgage Dog is a specialist mortgage brokerage dedicated to making the property financing process as straightforward and stress-free as possible. We understand that securing the right mortgage is often the most crucial step in any property transaction, which is why we've built our reputation on delivering expert advice, competitive rates, and exceptional customer service.

Our team of experienced mortgage advisors works with a comprehensive panel of lenders to find the most suitable financing solutions for each client's unique circumstances. Whether you're a first-time buyer, moving up the property ladder, investing in buy-to-let properties, or seeking specialist lending for complex situations,
We have the expertise and connections to secure the right deal.

What sets The Mortgage Dog apart is our commitment to transparency and communication throughout the entire process. We pride ourselves on being accessible, reliable, and genuinely invested in our clients' success. Our advisors take the time to understand your financial goals and circumstances, ensuring that any mortgage recommendation aligns with your long-term plans.

We handle everything from initial consultation and application through to completion, working closely with estate agents, solicitors, and other professionals to ensure smooth, timely transactions. Our established relationships within the property industry mean we can often expedite processes and overcome obstacles that might otherwise cause delays.

At The Mortgage Dog, we believe that finding the right mortgage shouldn't be a burden – it should be the foundation for achieving your property aspirations.

The Mortgage Dog offers FREE Instant Calculators

Frequently Asked Questions

Does a Decision in Principle guarantee I'll get a mortgage?

No, a DIP is not a guarantee. Your full mortgage application will be subject to a more detailed assessment, including a property valuation and thorough affordability checks.

Will applying affect my credit score?

We use a soft credit check for our Decision in Principle, which doesn't leave a visible footprint on your credit record or affect your credit score.

How long is a Decision in Principle valid for?

Our Decision in Principle is typically valid for 90 days, giving you plenty of time to find your perfect property.

Do I need to provide any documents?

For the initial DIP, we only need the information you provide in our form. If you proceed to a full mortgage application, you'll need to provide supporting documentation.

Get In Touch


Hours

Mon – Fri 9:00am – 8:00pm

Sat/Sun – Appointment Only

Contact Us

Call 0191 511 8550

Email: [email protected]

41A Spout Ln, Washington NE38 7HP, UK

41a Spout Lane, Washington, NE38 7HP

0191 511 5880